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2026 child-account rollout: eligibility, timeline, and steps for parents
This Mar 18, 2026 update explains the current IRS/Treasury guidance for the 2026 child-account pilot: eligible children are those born 2025–2028 with a Social Security number, Form 4547 or an online tool will be used to make the election, activation notices are expected aroundMay
March 18, 2026 | 5 min read
2026 Child Account Rollout: What Parents Should Do Before July 4, 2026
Activation information for the new federal child accounts is expected in May 2026 and regular contributions begin July 4, 2026. Parents typically must make an election (Form 4547) to open accounts. Eligible children born 2025–2028 with valid SSNs may receive a $1,000 pilotdeposit
March 17, 2026 | 4 min read
2026 Newborn Savings Rollout: Timeline and Parent Checklist
Public guidance now points to account setup and an online election tool in mid‑2026, with contributions and the $1,000 federal pilot deposit not allowed before July 4, 2026. Eligible children are those born after Dec. 31, 2024 who are U.S. citizens with a valid SSN. Families can—
March 17, 2026 | 5 min read
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