KidTrustFund

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2026 Newborn Savings Rollout: Timeline and Parent Checklist
2026-timelineaccount-preparationchild-account-rollouteligibilityfamily giftingnewborn savingspilot-deposit

2026 Newborn Savings Rollout: Timeline and Parent Checklist

Public guidance now points to account setup and an online election tool in mid‑2026, with contributions and the $1,000 federal pilot deposit not allowed before July 4, 2026. Eligible children are those born after Dec. 31, 2024 who are U.S. citizens with a valid SSN. Families can—

March 17, 2026 | 5 min read

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