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How to Decide Between 529s, Custodial Accounts and the New 2026 Child Account

In March 2026 many parents are comparing established tools (529 plans and UTMA/UGMA custodial accounts) with a new federal child account scheduled for activation notices in May 2026 and first contributions no earlier than July 4, 2026. This article summarizes key differences, the

March 19, 2026 | 6 min read

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Should you wait for the 2026 federal child account or keep using existing savings tools?

A factual comparison for parents weighing the new 2026 federal child account (opt‑in via Form 4547, $1,000 seed, contributions begin July 4, 2026) against 529 plans and custodial accounts. Practical steps and a checklist explain who may benefit from the federal option, why most家庭

March 16, 2026 | 6 min read

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